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Call the number listed on the sticker on the front of the card Note: If the card is a replacement with the same number as your previous card, your PIN will not change. View ALL Resources. This website uses cookies to offer you the best possible experience. By continuing to use this site, you agree to our cookie policy. Optional companion card available, as if you had a joint checking. No security deposit required. Double your credit line by making at least your minimum payment on time each month for the first 7 months your account is open.

See if you are pre-approved within minutes, without affecting your credit score. Build or rebuild your credit. As you pay your bill every month, we report to all three major credit reporting agencies. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts. See if you qualify instantly without harming your credit score.

Get a higher credit line if you're in good standing after making your first 6 payments on time. Free, online credit score access for cardholders. Instant decision on your application. No interest on purchases when you pay in full and on time each month. No security deposit required — get started today! Secondly, you get a free check every month and your calls to customer service reps will be free.

You will also earn one cash back point for every dollar that you spend on signature based transactions. Verdict - I could do a whole write up on peer comparisons for this card. But I've decided to skip it because there are so many unique features in this card that others do not have. Firstly, they have a cash back program and an online shopping mall which other prepaid cards do not have.

This card also allows your friends or families to transfer funds from their bank account directly into your card. Finally, if you use the card often and direct deposit a certain amount every year, you might just earn enough points to get "premium service" status which will get your monthly fee waived. Be sure to check out other cards. But once you have made a comparison, you will find this card among the top of your list. Despite all the good things we have to say about this card, this card could have finally met its match in the American Express Prepaid Card.

The reason is that the Amex Prepaid does not charge any monthly fee at all. And they also have a shopping mall called American Express Selects where you can get discounts with their partners.

So I think before you pull the trigger, it pays to check the Amex card as well. Editor's Rating: 3. A prepaid card that actually has pretty low fees and also pays you cash back. The cash back that you earn is from their online shopping mall.